Payday Stress
What is the relationship of payday and stress? Payday is supposed to be a happy day. When we describe an event as happy, we usually characterize it as stress free. But when we think about it carefully, being happy does not necessarily mean that we do not have stress. That is why there is such thing as good stress. For example, engaging in sports activities or physical exercise are technically stressful activities but are obviously good for your health.
Just like other types of stress, payday stress can either be good or bad. Let us start with the good part. Good stress arises from receiving money. Everybody feels good whenever they touch cold hard cash or see the numbers pop up in their bank account balance. But your stress level is still low at this point. Stress builds up when you start to think about how to spend the money. You probably have many things planned already. But there really isn’t that much stress during the planning stage. It is like preparing a speech, assuming you are not a regular public speaker. You can start days or weeks ahead to write a speech but when the day comes, the stress goes up. The peak level of stress comes when you are actually delivering the speech to a live audience. You cannot take back the words after you have said them. That is how spending money is like. You plan and plan but when that money leaves your hand, it is gone forever. In return, you receive satisfaction from your purchase.
How can payday stress be bad stress? This is much simpler to discuss. Whenever you have trouble planning your spending, that is bad stress. This is because you have more things to spend on than what available funds you have. You need to grind your brain and decide what you need to spend on first. Instead of thinking of rewards and satisfaction, you think of penalties and consequences. Sometimes there is no payday stress because most of your payday money is already allocated to pay off your payday loan.
